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Andy has been working in the residential mortgage industry since 1980 and is one of the original Pacific Access Mortgage loan officers since the company began in 1996. Andy is a graduate of the University of Santa Clara with a Bachelor of Arts degree. He also completed University of Hawaii's Center for Executive Development certificate program. In his mortgage career, Andy has become experienced in all aspects of residential loans; including processing, underwriting, training, management, and product development. As an originator, Andy specializes in Fannie Mae and Freddie Mac conventional loans, Jumbo financing and FHA and VA Government loans.
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